I Hate to Change My Air Filter!

OK, I really hate to change my air filters. First of all, I can never remember when to change them. Then, since my air filters are two different sizes, I have to run all over town to find them. It is amazing how many different air filter sizes there are. Then, when I find a store that sells the right size, there are too many choices! Surprisingly, there is one easy solution to all of these hassles.... Filters 4 Me.

First, check out their website at www.filters4me.com.
Next, measure your air filter.
Finally, enter all the appropriate information in their handy online application, including how often you want you filter.

Filters 4 Me will then mail you a high quality filter at the right time! No more having to remember when to change the filter or where to get one.

For more information on air filters and how the Filters 4 Me program works, contact Rick Butefish at 918-292-8600 or visit www.filters4me.com.

Signs of Structural and Termite Damage

Whether you own or are purchasing a home, damage caused by structural problems or termites can be frustrating. Some issues are easy to discover and are noticed quickly; others take time and are discovered after substantial damage is done. Keep a watch for these signs of structural and termite damage.

Termite Damage

• Sagging floors or ceilings
• Traces of a dust like substance
• Areas that look water damaged

Structural Damage

• Cracks in the brick
• Separating of the fascia board
• Doors or windows that stick
• Cracks in the sheet rock
  
• Sloping, uneven, soft or squeaky floors
• Cracks in floor tiles
• Tears or wrinkles in the wall

If you suspect termite damage in your Wagoner, OK area home, contact Duane Montgomery of Montgomery Exterminating at 918-438-4885 or www.montgomeryexterminating.com.

For structural damage questions and repairs over your Wagoner, OK area home, contact Jonathon Knapp of Residential Repair at 918-621-1020 or www.residentialrepairinc.com.

Preventing Water Damage!

Water damage and leaks can be anything from a minor irritation to a major problem. For some homeowners, the damage caused from water leaks may be covered under their homeowner's insurance policy. For others, the cost to repair these damages is out-of-pocket. No one likes to spends lots of money in repairs, therefore preventing damage is the best way help prevent those excess expenses.

• Occasionally, check appliances that use water. Check for leaks around hoses, underneath for soft flooring and nearby for evidence of water leaks. When leaving the house, don't leave these appliances running. Disconnect or turn off the water to your washing machine before leaving the house for extended periods of time.
  
• Check sinks, showers/tubs, and toilets for clogs and loose caulking. Also check for soft flooring or water nearby that might indicate a leak.
• Check your water heater for rust and for wet spots on the floor.
• Make sure your roof is in good condition, all soffits and vents allow for good air flow, there isn't any debris on the roof or guttering, and there is no evidence of bent, missing or damaged shingles.
• Before and during cold weather keep faucets off and hoses disconnected from the spigots.
• During warmer weather, have your A/C unit serviced to ensure that it is in good working order.
• Check all caulking and paint on the exterior of your house and around windows and doors.
• Prevent water from sitting around the foundation of your home by filling low spots.
  
• If you suspect a leak that you can't find, turn off all appliances (that use water), faucets and don't flush the toilet. Record your water meter reading at the beginning and ending of an hour. If the number has changed, a leak is possible.
• Make sure everyone in the household knows where the water shut-off valve is in case of an emergency. Turning this off while away from home for vacation can also help to prevent damage from leaks.
  

Remember to keep the above tips in mind to help prevent water damage, however when water damage does occur consult with home maintenance professionals.

For roof repair and installation in the Wagoner area, contact Judy Smith of A-Best Roofing at 918-587-1426 or www.abestroofing.com.

For information about Oklahoma insurance coverage of water damage, contact Mike Tedford of Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

To get your Wagoner, OK area house repaired after water damage, contact Roger Fisher of PCC Cleaning and Restoration at 918-641-1111 or www.pcccr.com.

Recent Mortgage Modifications Fail!

President Obama's plan to help mortgage borrowers who are in trouble is failing for many. Almost 1 million borrowers applied for the mortgage modification program, however only 65,000 or 7 percent have completed the modification. Approximately 50,000 borrowers dropped out because they didn't qualify and the rest of those that applied are still waiting.

For more information on the mortgage modification program or to apply for a mortgage loan or refinance, contact Jeff Sargent of ONB Mortgage at 918-392-6572 or visit his website here.